NEW FLOOD MAPS BECOME EFFECTIVE FOR 21 MILLION U.S. RESIDENTS
As part of the Federal Emergency Management Agency’s (FEMA) Flood Map Modernization program (Map Mod), new Digital Flood Insurance Rate Maps (DFIRMs) for more than 21 million people have or will become effective over the next several months. These maps will affect more than 900 communities in nearly 30 states and include large, metropolitan areas like Los Angeles, CA, Milwaukee, WI and Baltimore, MD.
As the new DFIRMs become effective, flood risk designations for many properties are subject to change. This means that home and business owners may have questions about whether or not they should, or are eligible to, purchase flood insurance. Current policyholders may also have questions about selecting the best product and/or policy rate changes.
As a result, it is important for community officials and insurance agents to know when new flood hazard maps will become effective for their communities and how to appropriately communicate risk. A schedule of map effective dates is posted on FEMA’s website. Tools for communicating about FEMA’s Map Mod program are also available here.
FEMA’s Map Mod program is a multi-year effort to provide new DFIRMs for 92 percent of the nation’s population by the end of Map Mod. The new maps are more reliable, easier-to-use, and readily available than paper maps.
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